MCCU Annual Report - page 89

89
31. Financial Instruments and Financial Instruments Risk Management cont'd:
c) Market Risk (cont'd.)
ii) Interest rate risk - (Cont'd)
Within 3
3 to 12
1 to 5
Over 5
Non-rate
Months
Months
Years
Years
Sensitive
Total
$
$
$
$
$
$
ASSETS
Earning Assets
Liquid Assets
946,892,294
-
-
-
-
946,892,294
Loans to Members
64,421,510
29,325,064
859,981,135
617,708,424
-
1,571,436,133
Financial Investments
-
185,762,047
116,296,655
-
29,798,881
331,857,583
1,011,313,804
215,087,111
976,277,790
617,708,424
29,798,881
2,850,186,010
Non-Earning Assets
Liquid Assets
-
-
-
-
60,452,717
60,452,717
Other Assets
-
-
-
-
26,973,266
26,973,266
Property, Plant & Equipment
-
-
-
-
61,530,227
61,530,227
Retirement Benefit Asset
-
-
-
-
53,836,000
53,836,000
-
-
-
-
202,792,210
202,792,210
1,011,313,804
215,087,111
976,277,790
617,708,424
232,591,091
3,052,978,220
The following table summarises the interest rate gap and the cumulative interest rate gap of the Credit Union analysing its assets and liabilities into periodical interest
rate movements.
MANCHESTER CO-OPERATIVE CREDIT UNION (1977) LIMITED
NOTES TO THE FINANCIAL STATEMENTS - (CONT'D)
YEAR ENDED 31ST DECEMBER 2013
MANCHESTER CO-OPERATIVE CREDIT UNION
ANNUAL REPORT 2013
I...,79,80,81,82,83,84,85,86,87,88 90,91,92,93,94,95,96,97,98,99,...126
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