MCCU Annual Report - page 90

90
31. Financial Instruments and Financial Instruments Risk Management cont'd:
c) Market Risk (cont'd.)
ii) Interest rate risk - (Cont'd)
Within 3
3 to 12
1 to 5
Over 5
Non-rate
Months
Months
Years
Years
Sensitive
Total
$
$
$
$
$
$
LIABILITIES & EQUITY
Interest-Bearing Liabilities
Members' Voluntary Share Capital
1,335,126,053
-
-
-
-
1,335,126,053
Savings Deposits
232,304,642
369,538,242
448,799,120
31,307,609
-
1,081,949,613
1,567,430,695
369,538,242
448,799,120
31,307,609
-
2,417,075,666
Non Interest-Bearing Liabilities
Accruals
-
-
-
-
12,583,905
12,583,905
Payables
-
-
-
-
15,190,212
15,190,212
Others
-
-
-
-
5,167,517
5,167,517
-
-
-
-
32,941,634
32,941,634
Equity
Members' Permanent Share Capital
-
-
-
-
76,664,752
76,664,752
Non-Institutional Capital
-
-
-
-
279,090,479
279,090,479
Institutional Capital
-
-
-
-
505,957,737
505,957,737
-
-
-
-
861,712,968
861,712,968
1,567,430,695
369,538,242
448,799,120
31,307,609
894,654,602
3,311,730,268
Net Interest Rate Gap
( 556,116,891)
( 154,451,131)
527,478,670
586,400,815 ( 662,063,511)
(258,752,048)
Cumulative Interest Rate Gap
( 556,116,891)
( 710,568,022)
( 183,089,352)
403,311,463
(258,752,048)
-
Within 3
3 to 12
1 to 5
Over 5
Non-rate
Months
Months
Years
Years
Sensitive
Total
$
$
$
$
$
$
Net Interest Rate Gap
( 461,796,919)
( 150,121,237)
595,747,546
592,304,120 ( 576,133,510)
-
Cumulative Interest Rate Gap
( 461,796,919)
( 611,918,156)
(16,170,610)
576,133,510
-
<--------------------------------------------------------2012------------------------------------------------------------>
MANCHESTER CO-OPERATIVE CREDIT UNION (1977) LIMITED
NOTES TO THE FINANCIAL STATEMENTS - (CONT'D)
YEAR ENDED 31ST DECEMBER 2013
MANCHESTER CO-OPERATIVE CREDIT UNION
ANNUAL REPORT 2013
I...,80,81,82,83,84,85,86,87,88,89 91,92,93,94,95,96,97,98,99,100,...126
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