Products & Services
H.O.P.E. Loan

This loan may be used to purchase a house on the open market, build on your own land, improve your existing home or to acquire land. Members must have active accounts and have a registered land title.

Features & Benefits

  1. Acronym for Home Ownership Provided Easier.
  2. Purposes include: to purchase a home on the open market, to build on own land, to improve an existing home or to acquire land.
  3. Only 10% share requirement.
  4. Loan amounts of $500,000 to $3,000,000.
  5. Low Interest rate p.a.
  6. Maximum time to repay is 15 Years
  7. Free Life Savings&Loan Protection Insurance.

Please Note: The details of this loan are subject to change without prior notice.


Requirements For Loan Application

  • Job Letter
  • Last three (3) month’s payslips
  • Financial Statements (self-employed individuals)
  • Verification of purpose
  • Id (Passport, Driver’s Licence or National ID)
  • Taxpayer’s Registration Number (TRN)
  • Credit Union passbook
You may need one or more of the following depending on the type of loan being applied for.
  • Valuation Report
  • Motor Vehicle Title, Fitness&Registration/ C87
  • Quotation of Comprehensive Insurance
  • Registered Title
  • Surveyor’s Id Report
  • Certificate of Payment of Taxes
  • Character Reference
  • Credit Reference
  • Guarantor(s)

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We make loans available to members for provident and productive purposes. Your options include the following:





- Make deposits
- Make Withdrawals
Conveniently located at 2 Main Street in Mandeville adjacent to our offices.